Reimbursement

The treatments I offer fall under Basic Mental Healthcare (Basis GGZ) and are reimbursed through the basic health insurance. This means that, after paying your deductible, you are always entitled to reimbursement if you have a Dutch health insurance policy. A referral from your general practitioner is required for this. The amount of reimbursement depends on your health insurer and policy and typically ranges between 60% and 85%. I use the rates established by the Dutch Healthcare Authority (NZa) (see table below). The percentage mentioned by your insurer often refers to a percentage of the"average contracted rate":by this, they usually mean about 85% of the NZa rate. As a result, your actual reimbursement will be lower than the 85% you may initially expect.
Ik heb een contract met Zorg en Zekerheid en Zilveren Kruis Achmea, waar ook De Friesland, De christelijke zorgverzekeraar, Interpolis en FBTO onder vallen. Wanneer jij bij één van deze verzekeringen bent aangesloten wordt de behandeling, na betaling van het eigen risico, volledig vergoed.

Hardship Clause
Are you insured with one of the health insurers with whom I do not have a contract, and is the high out-of-pocket contribution a barrier for you to receive treatment with me? If so, you can report this to your health insurer and request a higher reimbursement through the so-called hardship clause. The insurer can then make customized arrangements based on your personal situation.

Waitlist Mediation
If the waiting lists at contracted providers are very long and you would therefore prefer to receive treatment with me, you can ask your health insurer for waitlist mediation. If the waiting time at a comparable contracted provider is longer than 14 weeks (the so-called Treeknorm), you may qualify for 100% reimbursement by your insurer. You can read more about that here.

Uninsured care
It is possible that there is no DSM-V diagnosis or a diagnosis that is not covered by insured care, such as an adjustment disorder or relationship problems. In that case, you will pay a rate of €146 (per 45-minute session), as determined by the Dutch Healthcare Authority for 2026. Sometimes partial reimbursement is possible from the supplementary insurance.

Rates

Rates 2026
Initial consult 15 minutes Free
Intake 60 minutes200,99 euro
Session 15 minutes61,33 euro
Session 30 minutes105,30 euro
Session 45 minutes149,82 euro
Session 60 minutes177,89 euro
Diagnostics 60 minutes200,99 euro

Practical information


COMPLAINTS
If you have a complaint or are dissatisfied with the treatment, you can of course discuss this with me and together we will look for a solution. If this does not work, you can go to the complaints procedure of the LVVP.

CANCELLING AN APPOINTMENT
Als u niet tijdig afzegt (minimaal 48 uur van tevoren) wordt een no-show tarief gehanteerd van 70 euro per sessie. Deze kosten kunnen niet gedeclareerd worden bij de zorgverzekering.

MAKE AN APPOINTMENT
Feel free to contact me to schedule an appointment or if you have any questions. I usually respond within two working days.

Quality Statute
As of January 1, 2017, all providers of 'medical mental healthcare' (geneeskundige GGZ) within the Health Insurance Act are required to make a quality statute publicly available. You can find my quality statute here.

PRIVACY
In my practice, privacy is ensured in accordance with the rules laid down in the Medical Treatment Agreement Act (WGBO). You can find the practice’s privacy statement here.


Contact me today

You can contact me for questions or a free consult. I would love to hear from you!
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📞 0031630975602
📧 hagar@htktherapie.nl

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